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to us now.
1-877-254-7447
8:30AM - 5:00PM |
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Providing FHA, VA, Conforming and Non-Conforming
Programs |
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Pick the type of loan that is right for you
- Home Purchase Mortgage
A Home Purchase Mortgage is used to finance
the purchase of a home. Many programs are available to meet the immediate
needs of the individual based on credit history, funds available for down
payment, Down Payment Assistance Programs and 100% financing with no down
payment required
Benefits
Borrower is able to own rather than rent.
Equity becomes available after time as property increases in value.
Credit and stability are established
- Mortgage
Refinance-Rate and/or Term
A Mortgage Refinance does not substantially increase the principal balance
of your current mortgage. This type of refinance is used to adjust the rate
or terms of your current mortgage in order to accomplish other personal
financial goals.
Benefits
Adjust the length of time or “term” of current mortgage.
Change the program of your current loan from a Fixed Rate, Adjustable Rate,
or/and Interest Only
Adjust the rate of your current mortgage to minimize the amount of interest
paid over the length of the mortgage period.
- Debt Consolidation
or Cash out Refinance
Debt Consolidation Refinance is for the purpose of utilizing the equity in
your home in order to consolidate debt by refinancing your current mortgage,
increasing the principal amount borrowed and paying off debt with the cash
equity in your home.
Benefits
Lower your monthly payments.
Pay a lower interest rate on credit card debt which is carried at higher
interest rates with high overage and late fee charges.
Access the saving in your home to pay for college or home improvements.
Improve overall credit rating by minimizing the amount of unsecured debt.
Invest current equity in more profitable investments.
- Home Equity Line of
Credit
A Home Equity Line of Credit (HELOC) is used to make the equity
available as needed. This is a convenient way to have access to extra cash
without paying interest on unused available funds. Interest is charged only
on the amount that is currently borrowed.
Benefits
Funds can be readily available.
Interest rates are generally lower than most credit cards.
Interest is charged only on the amount that is borrowed.
No interest is charged if the Line of Credit is not accessed.
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